Podcasts

Kathryn Petralia, the cofounder and president of small business fintech Kabbage, talks about how it became the No. 2 processor of PPP loans in the country and how the firm plans to take advantage of its PPP success. She also touches on its pending sale to American Express, the launch of business...

Rob Nichols, the president and CEO of the American Bankers Association, talks about whether another financial crisis is in the offing, how Washington could help banks now, and the impact of the election on the banking industry. Oh, and he also reveals what U2’s Bono is like in person.

Aaron Klein, the policy director at the Center on Regulation and Markets at the Brookings Institute, talks about why the U.S. has lagged behind other countries when it comes to real-time payments. He discusses how banks can speed up the adoption of real-time payments and why it would be helpful...

Misha Esipov, the founder and CEO of Nova Credit, discusses how he helped to build the world’s first cross-border consumer credit reporting agency, why immigrants are critical to economic growth in the U.S., and how credit history is key to addressing economic disparities.

Matt Anderson, managing director with Trepp, answers critical questions about the future of commercial real estate, including how deep the losses may be, what institutions are most vulnerable, and what banks should be doing to prepare for the potential damage.

Jeff Plagge, the Iowa Superintendent of Banking, talks about the growing tensions between the OCC, which wants to offer a national charter for payments companies, and state regulators, who believe it would be systemically risky to do so. He also discusses the potential credit impact of COVID-19...

Craig Scheef, the founder, chairman and CEO of Texas Security Bank in Dallas, talks about his bank’s unique approach to small business lending, how the institution successfully doubled its asset size thanks to the PPP program, and why he believes policymakers underestimate the value of a...

Malia Lazu, the chief experience and culture officer at $13.1 billion-asset Berkshire Bank in Boston, talks about why banks often fail to reach millennial and minority customers, the challenges facing community banks, and the future of the branch.

7/28/2020

It’s been nearly 12 years since Fannie Mae and Freddie Mac were seized by the government, with Congress unable or unwilling to resolve the future of the two government-sponsored enterprises. But there are signs GSE reform may happen soon, with or without Congress.

Patrick Sells, the chief innovation officer at Quontic Bank and American Banker’s Digital Banker of the Year, pushes back on the perception that banks aren’t innovative. He explains how to get bank employees on board with a digital overhaul and the biggest obstacles to ingenuity in banking.

John Hope Bryant, the founder, chairman and CEO of Operation HOPE, the largest not-for-profit provider of financial literacy and financial inclusion, details his ambitious plan to confront economic inequality. He also talks about the legacy of banks and slavery - and what banks need to be doing to...

Karen Shaw Petrou, managing partner of Federal Financial Analytics, who has been hailed as “the sharpest mind analyzing bank policy today,” says banks and policymakers need to focus on economic inequality before it’s too late. She discusses her proposed solution and what happens if we don’t act...

The crisis has forced customers to change how they bank - and that’s creating opportunities for banks ready to seize them, according to Elizabeth Wolverton, the chief strategy and customer experience officer at Synovus Bank in Columbus, Georgia. Liz also discusses why inclusion and diversity are so...

Acting Comptroller Brian Brooks talks about a new project aimed at helping with economic inclusion and the role of banks in combating economic inequality. He also discusses his plans for a federal charter for payment companies and explains why he warned mayors around the country about possible...

John Dugan, the chairman of Citigroup’s board of directors, says the future of banking turns on the industry’s pandemic performance. It will affect how regulators oversee them, how shareholders invest, and how the public feels about banks.

Hans Morris, the managing partner of Nyca Partners and the chairman of Lending Club, discusses the impact the COVID crisis is having on fintechs and how the financial services sector is likely to evolve.

The former director of the Consumer Financial Protection Bureau and author of the book “Watchdog” talks about the financial risks posed to consumers during the current crisis and what steps policymakers should be taking to address them.

Tim Massad, a top Obama administration financial regulator and former head of TARP, says we should look to actions taken by the Roosevelt administration to reframe the government’s response to the coronavirus. He also discusses whether the U.S. needs its own digital currency, why we lag behind on...

Noah Wilcox, the chairman of the ICBA and CEO of two Minnesota community banks, talks about the disastrous relaunch of PPP, what policymakers need to do going forward, and how community banks are faring overall during the crisis.