Intrafi Sweep

The Leading Deposit Sweep Service

Using IntraFi Sweep^SM, brokerage firms, fintechs, and wealth management advisors can provide clients with a superior investment alternative—access to multi-million-dollar FDIC insurance via a multibank deposit sweep product.

Used by tens of millions of customers, the service helps financial institutions to attract and place hundreds of billions of dollars with banks. IntraFi Sweep leverages patented technology and is known as a “buttoned-up,” full-service offering.

Essential cash management from the largest provider of insured deposit sweeps

Brokerage Firms & Wealth Management Advisors

Enjoy scalability and control of margins while offering customers safety. Brokerage firms and advisors can also use IntraFi Sweep to fund an affiliated bank, if applicable.

Fintechs

Use IntraFi Sweep to grow without being limited by partner institution size. With IntraFi Sweep, fintechs can offer customers safety and daily liquidity.

Safety-Conscious Investors

Enjoy daily liquidity and the peace of mind of working with the financial firm you know and trust to protect your cash deposits at FDIC-insured IntraFi^® network banks.

Banks

Banks can acquire large blocks of funding that is reported as deposits, not borrowings. No collateralization required.

How Financial Institutions Use IntraFi Sweep

Customized approach, streamlined implementation, and ongoing support

The IntraFi team works closely with your firm to create a customized multibank program, sized to meet your firm’s needs with the ability to expand over time. Implementation is streamlined and efficient. Your firm has ongoing access to a dedicated IntraFi support team — a team known for its technological expertise and high-touch customer service.

#1

Provider of Insured Deposit Sweeps

IntraFi offers the largest insured deposit capacities, with the greatest reliability, and provides tested, trusted services centered on technology.

TAlk to our team

IntraFi Insights

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A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks.

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits.